Very often there is no longer a valid chain of title. In many states this can mean the lender cannot foreclose.
Often lenders use Mortgage Electronic Registration System as their own private "veil of secrecy."
They hide behind that veil selling and transferring the note, while the Deed of Trust (or Mortgage) remains on file with the Original Lender - the break in the chain of title cannot be repaired. Numerous legal rulings against MERS confirm this.
If you are looking to see what has occurred with a loan, we are the company to call. Our Researchers use the Bloomberg Financial Platform to conduct all research into a loan. If the loan has been mishandled we can give irrefutable proof.
Account Managers can be reached by calling 800-372-0294.
Holmes & Galt is a Research Company:
We provide only the Research and Audit Reports we describe on this website. We do not provide loan modification services or foreclosure defense services, we are not attorneys.
Results May Vary.
Holmes & Galt cannot guarantee or predict the outcome of the research that we conduct. Your results will not be the same as another's.